News for 'personal finance questions'

Is Your Savings Account Losing You Money?

Is Your Savings Account Losing You Money?

Rediff.com23 Apr 2025

One should avoid keeping excessive funds in one's savings account.

'Can I Sell Shares To Pay Home Loan And Avoid Tax?'

'Can I Sell Shares To Pay Home Loan And Avoid Tax?'

Rediff.com23 Jan 2025

Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.

Bride-to-Be Torn Between Love, Lies, and Family Drama

Bride-to-Be Torn Between Love, Lies, and Family Drama

Rediff.com23 Apr 2025

rediffGURU Dr Upneet Kaur offers advice on how to identify red flags before committing to a marriage.

'How To Achieve 8 Cr Fund In 24 Years?'

'How To Achieve 8 Cr Fund In 24 Years?'

Rediff.com26 May 2025

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.

'I Needed To Follow My Karma'

'I Needed To Follow My Karma'

Rediff.com25 Jun 2025

'Once bitten, twice shy, I didn't take up the challenge this time...' 'I realised I had failed to follow my karma because I feared failure.'

'A Great Retirement Product For Every Indian Is...'

'A Great Retirement Product For Every Indian Is...'

Rediff.com4 Apr 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

'Have Savings Of Rs 5 Cr; Can I Retire At 40?'

'Have Savings Of Rs 5 Cr; Can I Retire At 40?'

Rediff.com23 Apr 2025

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.

'Pay Your Credit Card Loan ASAP'

'Pay Your Credit Card Loan ASAP'

Rediff.com29 Apr 2025

rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries

'In Rs 40L Debt Trap. How Do I Repay?'

'In Rs 40L Debt Trap. How Do I Repay?'

Rediff.com26 Mar 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

6 Smart Ways To Manage Money During Tough Times

6 Smart Ways To Manage Money During Tough Times

Rediff.com23 Jun 2025

Tough times don't last, but tough people -- and smart financial strategies - do, says Ramalingam Kalirajan

Why You Must Review Mid-Year Finances

Why You Must Review Mid-Year Finances

Rediff.com9 Jul 2024

'A mid-year review makes the end-of-year financial review manageable and less stressful.'

'Tax Liability Can Be Reduced By 3L'

'Tax Liability Can Be Reduced By 3L'

Rediff.com21 Feb 2025

rediffGURU Vivek Lala answers your income tax and personal finance queries.

'Early Retirement: Smart Move Or Stupid Idea?'

'Early Retirement: Smart Move Or Stupid Idea?'

Rediff.com21 Mar 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

Buying Under-Construction Property? Read This!

Buying Under-Construction Property? Read This!

Rediff.com11 Mar 2025

The biggest risk in under-construction projects is delay and non-completion.

'Help! Employer Rejected My PF Pension Request'

'Help! Employer Rejected My PF Pension Request'

Rediff.com25 Feb 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

How Trump's Ego Threatens US Educational Universe

How Trump's Ego Threatens US Educational Universe

Rediff.com28 May 2025

Donald Trump is catering to the basest fears and prejudice of unenlightened Americans -- yes, there are those too, in sizeable enough numbers to elect one of their own as president. That would most certainly not Make America Great Again, asserts Shreekant Sambrani.

Under huge debt, Haryana family's horrific suicide pact

Under huge debt, Haryana family's horrific suicide pact

Rediff.com28 May 2025

Six members of a family were found dead inside a car parked in Haryana's Panchkula, while one more died on the way to a hospital, police said on Tuesday, suspecting a suicide pact. Police are investigating the incident from all angles.

'Can I Earn Rs 30k Monthly On Rs 50L?'

'Can I Earn Rs 30k Monthly On Rs 50L?'

Rediff.com10 Apr 2025

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.

FD Rate Cuts: Balance Returns With Safety

FD Rate Cuts: Balance Returns With Safety

Rediff.com16 Apr 2025

'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'

Gold Loans On RBI, Finance Ministry Radar

Gold Loans On RBI, Finance Ministry Radar

Rediff.com28 Mar 2024

Loan against gold as a product is catching on fast. Let's keep the momentum going, but aim for sustainable growth. A few bad apples should not ruin the brunch, argues Tamal Bandyopadhyay.

The Best Engineering Streams After Class 12

The Best Engineering Streams After Class 12

Rediff.com29 Apr 2025

Computer science has been an evergreen choice among engineering aspirants. However, with the rise in AI, students are increasingly realising the potential of automation and robotics.

How to Make Your First Crore

How to Make Your First Crore

Rediff.com13 May 2025

People with modest incomes can also build a crore-worthy portfolio by investing small amounts consistently, says Ramalingam Kalirajan, and shows how the magic of compounding works.

Ladies, This rediffGurus Special Is For You!

Ladies, This rediffGurus Special Is For You!

Rediff.com7 Mar 2024

Four accomplished rediffGURUS will offer expert advice to help you make your lives, careers and relationships better and meaningful.

Why This Banker Didn't Get Promoted!

Why This Banker Didn't Get Promoted!

Rediff.com2 May 2025

The bank made a Rs 67 crore net profit, up 21% from the previous year. Its deposits grew 8%, the loan book 10%. Net bad loans dropped from 7.53% to 6.07%. So why was the banker, who headed the bank, not promoted?

How To Avoid Married Men On Dating Apps: 5 Tips

How To Avoid Married Men On Dating Apps: 5 Tips

Rediff.com25 Mar 2025

Watch out for vague relationship statuses, reluctance to share personal details or a pattern of disappearing on weekends and holidays, warns Ravi Mittal, CEO of QuackQuack, an online dating Website.

US, Ukraine finally sign rare earth minerals deal

US, Ukraine finally sign rare earth minerals deal

Rediff.com1 May 2025

The United States and Ukraine have signed an 'economic partnership agreement,' giving Washington, DC access to Ukraine's rare earth minerals in return for creating an investment fund in the country, CNN reported.

Buy Health Insurance Or Invest In FD?'

Buy Health Insurance Or Invest In FD?'

Rediff.com13 Mar 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

Investing In Property? Read This

Investing In Property? Read This

Rediff.com10 Apr 2025

Buying makes sense for those planning to stay in a city for at least 7 to 10 years. Financial preparedness is crucial.

July 31 Tax-Filing Deadline: Ask rediffGURUS!

July 31 Tax-Filing Deadline: Ask rediffGURUS!

Rediff.com17 Jun 2024

Ask tax gurus Mihir Tanna, Samkit Maniar, Vivek Lala, Anil Rego and Mahesh Padmanabhan your I-T related questions.

Debt To Wealth: Young People, Read This!

Debt To Wealth: Young People, Read This!

Rediff.com17 Mar 2025

'Understand your financial goals. Next, categorise them by size. Then evaluate your investment options.'

'Can I Retire At 45 With 3L Per Month?'

'Can I Retire At 45 With 3L Per Month?'

Rediff.com14 Jan 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

Punjab LoP Bajwa booked over '50 bombs' claims

Punjab LoP Bajwa booked over '50 bombs' claims

Rediff.com13 Apr 2025

Punjab Chief Minister Bhagwant Mann on Sunday demanded that Leader of Opposition Partap Singh Bajwa reveal the source of his claim that 50 bombs had reached the state, questioning if he had direct links with Pakistan. Bajwa, who had made the statement in a TV interview, said he cooperated with police but refused to divulge his sources. The police visited Bajwa's residence and questioned him about his statement. Mann also sought a clarification from the Congress party, saying the government will take strict action if Bajwa's statement was meant only to "create panic."

'With 1 Cr At 32, Can I Retire By 50?'

'With 1 Cr At 32, Can I Retire By 50?'

Rediff.com3 Mar 2025

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.

'How To Save Tax On Retirement'

'How To Save Tax On Retirement'

Rediff.com20 Mar 2025

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

7 Secrets That Can Make You A Crorepati

7 Secrets That Can Make You A Crorepati

Rediff.com7 Apr 2025

Crorepatis build wealth through disciplined saving, smart investing, and strategic risk-taking, proving that true financial freedom is earned, not inherited, says Ramalingam Kalirajan

Is Rs 1.5 Cr Enough To Retire Early?

Is Rs 1.5 Cr Enough To Retire Early?

Rediff.com31 Mar 2025

Here's a formula that helps you understand how much money you will need to retire early in India and simple steps to achieve it.

'Will My Health Insurance Premium Increase If...?'

'Will My Health Insurance Premium Increase If...?'

Rediff.com26 Dec 2024

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

Want To Invest In ELSS? Read This

Want To Invest In ELSS? Read This

Rediff.com6 Feb 2025

ELSS investments require a long-term commitment of at least seven years.

Why Must We Have 7 I-T Categories?

Why Must We Have 7 I-T Categories?

Rediff.com4 Feb 2025

'The finance minister missed yet another opportunity to simplify the income tax structure in the Budget.' 'This was an opportune moment to get rid of the old tax system entirely and move fully to the new system,' asserts M Govinda Rao, member of the 14th Finance Commission.

Is This The Right Time To Stay Invested In Small Caps?

Is This The Right Time To Stay Invested In Small Caps?

Rediff.com28 Apr 2025

Why try to time the market when time in the market works better? History shows that patient investors who stay the course often walk away with the real rewards, says Ramalingam Kalirajan.